States ranked by potential coverage losses under Medicaid work requirements

By Jakob Emerson / April 14, 2025

California is projected to experience the largest potential losses in Medicaid coverage if federal work requirements are enacted, according to an analysis released by the Urban Institute on April 14.

Approximately five million adults across the country could lose Medicaid coverage next year under a possible federal mandate requiring adults aged 19 to 55 in Medicaid expansion states to work. At least 10,000 adults in nearly every expansion state could lose coverage, with the largest losses occurring in the most populous states.

These coverage reductions are likely to stem from a lack of awareness or confusion about the new policy, rather than from enrollees failing to work. The extent of the losses could also vary depending on the final policy and how each state implements the work requirements.

The study examined a proposal that would withhold federal funds for adult Medicaid enrollees in expansion states who do not report working at least 80 hours per month, or who do not meet exemption criteria such as being a student, caregiver, or having a disability. Similar legislation has been proposed in several states this year.

States ranked by potential coverage losses under Medicaid work requirements:

California: 1 to 1.2 million

New York: 743,000 to 846,000

Illinois: 193,000 to 220,000

Pennsylvania: 174,000 to 198,000

North Carolina: 171,000 to 195,000

Arizona: 166,000 to 189,000

Ohio: 158,000 to 180,000

Michigan: 145,000 to 165,000

Washington: 121,000 to 138,000

Kentucky: 120,000 to 136,000

Louisiana: 116,000 to 132,000

New Jersey: 115,000 to 131,000

Indiana: 102,000 to 116,000

Virginia: 98,000 to 111,000

Maryland: 95,000 to 109,000

Colorado: 95,000 to 108,000

Massachusetts: 86,000 to 98,000

Oregon: 83,000 to 95,000

New Mexico: 75,000 to 86,000

Connecticut: 74,000 to 85,000

Missouri: 69,000 to 78,000

Minnesota: 67,000 to 76,000

Arkansas: 62,000 to 70,000

Nevada: 59,000 to 67,000

Oklahoma: 47,000 to 53,000

West Virginia: 38,000 to 44,000

Iowa: 34,000 to 39,000

District of Columbia: 26,000 to 30,000

Rhode Island: 25,000 to 29,000

Hawaii: 24,000 to 27,000

Montana: 23,000 to 27,000

Utah: 20,000 to 23,000

Idaho: 17,000 to 20,000

Delaware: 17,000 to 20,000

New Hampshire: 17,000 to 19,000

Nebraska: 13,000 to 15,000

Maine: 11,000 to 13,000

Alaska: 10,000 to 11,000

South Dakota: 8,000 to 9,000

Vermont: 7,000 to 8,000

North Dakota: 5,000 to 6,000

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